The Beverly,MA real estate market continues to decline as values drop and transactions increase. 2010 average sales prices year to date and second quarter transactions both report lower average sales prices in comparison to the 2009 timeframe.

Of particular interest are the April through June closings which were effected by the increased activity in the first time home buyer sector.The buyers sought to take advantage of the $8000 tax credit offered in the stimulus package. The 2010 year to date average sales prices (the first six months) are higher than Q2 sales which means first quarter average selling prices were substantially higher. Both single family homes and condominium statistics report the same type of activity.

It is evident that we will be in a buyer’s market for the foreseeable future.

Single Family Homes

There were 226 homes sold in 2009 as compared to 251 in 2008 with the average sales prices rising from $411,690 to $428,004 representing a 4% increase in value. In the second quarter of 2010 there were 74 homes sold at an average sales price of $376,632. A comparison to 2009 Q2 shows 63 homes selling at an average price of $506,698. There were 114 single family home transactions in the first six months of 2010 with an average sales price of $428,333. There were 82 single family homes sold in the first six months of 2009.

The Beverly real estate activity will now return to a market effected by the normal influences of consumer confidence and interest rates. Go to Beverly MA homes for sale to view all current property listings for sale.

Condominiums

The Beverly, MA condominium market 2010 second quarter and YTD activity reports a reversal in condo sales as compared to 2009. In the second quarter, condo closings improved from 18 to 27. There were 42 condos sold in 2010 year to date which is a substantial increase from 28 in 2009l For the 2009 annual activity, there were 70 condos sold as compared to 111 in 2008. This represents a 37% decrease in the number of transactions. 2010 Transactions increased due to the affordability and incentives for renters to take advantage of market conditions.

On the downside, 2010 data reports that prices fell from previous year comparisons in both the YTD report and second quarter. Condo sales fell below $200,000 in the second quarter and the YTD stats report an average at $207,096. This is a substantial drop in value from the 2009 average sales price of $228,549.

The average days on market improved dramatically to 82 days for the 2010 Q2 timeframe. In comparison, the 2009 days on market changed -7 % from 138 to 129.

Data for the Beverly, Massachusetts real estate report was compiled by Virtual Homes Real Estate using information from the MA statewide MLS (MLSPin)and is not guaranteed to be accurate.

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Customer Satisfaction Survey

High cholesterol level is one of the risk factors for atherosclerosis along with smoking, overweight and having high blood pressure. High cholesterol is defined according to your age, so what’s high for you may not be high for your parents.

High cholesterol is defined as a total cholesterol level higher than 5.2 mmol/L which is 200 mg/dL in American units. It’s confusing for most of us.

You have two types of cholesterol in your blood - so-called good and bad. High cholesterol is known as a silent disease because there are frequently no visible symptoms - until something serious happens.

If left untreated high colestrol can lead to serious complications, sometimes even death. That makes it very important to have your cholesterol checked - properly - by your doctor. It won’t go away on its own. However, before you think about medication you may want to consider lifestyle changes - they can be easy to make and can have dramatic results and you can also avoid the so-called statin side effects

LDL is called the bad cholesterol and it has a higher fat-to-protein ratio than HDL - which is usually called the good cholesterol. Cholesterol from LDL is the main source of buildup and blockage in your arteries. So the more LDL cholesterol your blood contains the greater your risk of heart disease.

If you manage to lower your cholesterol levels it can slow, stop, or even reverse the buildup of plaque. It can also reduce your risk of a heart attack. For starters, learn all you can about high cholesterol foods.

As with anything medical, you should consult your physician for his advice before you consider making any changes, or taking any medications. General texts like this are not intended as a substitute for competent, professional medical advice.

Pines

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The nüvi 1300 device offers pedestrian navigation capability enabled through optional CityXplorer™ maps, ecoRoute™, as well as a 4.3 inch touchscreen display. CityXplorer maps can be easily downloaded to he nuvi via internet and are accessible for selected tourist destinations. Various models of the 1300 product also presents services like free lifetime traffic alerts and lane assist and text to speech technology that enables the pronounciation of names and upcoming roads.

The Garmin nuvi 1300 features a public transit mode supporting optional CityXplorer content. Available as a download for select cities, CityXplorer allows the user to plan and use routes that can include public transit options such as bus, tramway, metro and suburban rail systems. Users can steer through cities across North America and Europe with CityXplorer. The size and weight permits the unit to be carried in a pocket or purse. These systems typically come with ecoRoute™, which advises fuel-efficient navigation. In addition to “faster time” and “shorter distance” for route preference, ecoRoute permits nüvi users choose “less fuel” as a way to save gas and money. Through ecoRoute’s Fuel Report and Mileage Report, drivers can pay attention to their fuel conservation, and also locate fuel-saving tips along the way.

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